Terms and Conditions of Service

Service Agreement

These terms govern your use of Eluvianorist financial planning services and establish the framework for our professional relationship.

By using our services, you agree to be bound by these terms and conditions.

Key Definitions

The following terms have specific meanings throughout this agreement:

  • Services: Financial planning consultations, analysis, and advisory services provided by Eluvianorist
  • Client: Any individual or entity that engages our services or uses our website
  • Agreement: These terms and conditions, along with any additional service agreements
  • Personal Data: Any information relating to an identified or identifiable natural person

Acceptable Use of Services

Our services are designed for legitimate financial planning purposes and must be used responsibly.

Permitted Activities

  • Seeking financial planning advice and consultation services
  • Accessing educational content and resources we provide
  • Communicating with our team about your financial planning needs

Prohibited Activities

The following activities are strictly prohibited when using our services:

  • Providing false or misleading information during consultations
  • Using our services for illegal or unauthorized purposes
  • Attempting to access restricted areas of our systems
  • Sharing confidential information without proper authorization
  • Engaging in behavior that disrupts our services or operations

Your Responsibilities

As a client, you have specific responsibilities in our professional relationship.

Account Security

Maintain the confidentiality of any account credentials and notify us immediately of unauthorized access.

Information Accuracy

Provide complete and accurate information necessary for effective financial planning services.

Legal Compliance

Ensure your use of our services complies with all applicable laws and regulations.

Intellectual Property

All content, materials, and intellectual property on our website remain the exclusive property of Eluvianorist.

We grant you a limited, non-exclusive license to access and use our services for their intended purpose.

Payment and Billing

Our subscription service is billed monthly at £250 per month, including VAT. Payment terms include:

  • Monthly subscription fee of £250 (VAT included) charged in advance
  • Representative APR of 0% as no credit is extended
  • Payment due within 7 days of invoice date

Limitation of Liability

Our liability is limited to the maximum extent permitted under UK law.

We are not liable for indirect, consequential, or punitive damages arising from our services.

Our total liability shall not exceed the amount paid for services in the 12 months preceding any claim.

Indemnification

You agree to indemnify Eluvianorist against claims arising from your breach of these terms or misuse of our services.

Service Termination

Either party may terminate this agreement under specific circumstances.

Termination by You

You may cancel your subscription at any time with 30 days' written notice.

Termination by Us

We may terminate services for breach of terms, non-payment, or other valid business reasons.

Dispute Resolution

For consumer disputes, we participate in alternative dispute resolution procedures.

Dispute Resolution Process

Disputes should first be addressed through direct communication with our management team.

Unresolved disputes may be submitted to mediation under UK arbitration procedures.

EU Online Dispute Resolution

EU residents can access the Online Dispute Resolution platform for consumer disputes.

ec.europa.eu/consumers/odr

Governing Law

These terms are governed by English law and subject to the jurisdiction of English courts.

Modifications to Terms

We may update these terms periodically to reflect changes in our services or legal requirements.

Significant changes will be communicated through email or website notification 30 days in advance.

Complete Agreement

These terms constitute the entire agreement between you and Eluvianorist regarding our services.

Severability

If any provision is found unenforceable, the remaining terms continue in full force and effect.

Terms-Related Questions

For questions about these terms, contact us at info@eluvianorist.com or +44 121 971 1417.

info@eluvianorist.com

+44 121 971 1417

Core, Brown Street, Manchester, M2 1DH

These terms are effective as of July 15, 2025

Version 2.1 - Last updated July 15, 2025